Early access waitlist
A serious wealth advisor.
Not another finance app.
Augent Wealth is an AI-native wealth management platform for people who expect the depth of a top-tier advisor — evidence-based portfolios, tax and equity compensation planning, lifecycle and estate thinking — continuously, at a software price.
No spam. Early access, founding pricing, and a say in what we build.
Serious money is stuck between bad options
Robo-advisors stop at the portfolio
A risk-tolerance slider and five ETFs is not a wealth plan. Equity compensation, tax brackets, estate basics, a spouse's old 401(k) — the questions that actually move your net worth go unanswered.
Finance apps show charts, not decisions
Aggregators tell you what you have and where it went. They never answer the question you opened the app with: given all of this, what should I do next — and why?
Human advice costs 1% of everything, forever
On a $1M portfolio that is roughly $10,000 every year — often for two meetings, a model portfolio, and products the advisor gets paid to recommend. The planning work is valuable. The pricing model is not.
The whole advisor, rebuilt as software
Everything a first-rate advisor actually does for their fee — built as an always-on system around your household.
A full household picture
Accounts, equity grants, real estate, entities, insurance, goals — modeled as one connected household, not a list of balances. Built from linked accounts, documents, or manual entry; your data, inspectable and exportable.
Portfolio x-ray
All-in fees in dollars over decades, overlap and concentration risk, asset location across taxable and retirement accounts, drift from your targets — with the reasoning shown, not a score.
Tax-aware by default
Asset location, loss harvesting with wash-sale awareness, Roth conversion windows, charitable timing. For equity compensation: RSU, ISO/AMT, ESPP, and QSBS modeling that consumer tools simply do not attempt.
A living plan, not an annual PDF
Lifecycle and estate thinking — education funding, insurance gaps, beneficiary hygiene, withdrawal strategy — kept current as your life changes, with every assumption visible and editable.
Always-on, not twice a year
Vesting events, contribution deadlines, drift, harvesting opportunities, and moments of market panic are exactly when advice matters. An AI advisor is present for all of them.
AI that explains. Engines that compute.
Language models never do your math. Deterministic, tested financial engines produce every number; the AI's job is to understand your situation and explain the analysis — with its sources and assumptions attached.
Boring portfolios. Sophisticated everything else.
Evidence over stories
The research is clear that low-cost, diversified index portfolios beat most alternatives after fees and taxes. We encode that literature — portfolio theory, lifecycle finance, withdrawal research — instead of stock picks and market calls.
No commissions, no products
We sell software, not funds. No commissions, no proprietary products, no kickbacks — so the analysis has nothing to sell you.
Transparent assumptions
Every projection exposes its assumptions, and you can change them. No black boxes, no single misleading “success percentage.”
Accountable by design
Every analysis is recorded with the data and reasoning behind it. We are building to the standards of a regulated advisory firm from day one.
Questions, answered plainly
- Who is this for?
- People with real financial complexity who take wealth-building seriously — equity compensation, a growing family balance sheet, an approaching retirement, a recent liquidity event — who are past what robo-advisors and budgeting apps can handle, and skeptical of paying 1% of assets every year.
- Is this a trading or stock-picking app?
- No. Most long-term money belongs in boring, low-cost, diversified portfolios — that is what the evidence supports. The sophistication goes into everything around the portfolio: taxes, timing, equity compensation, lifecycle and estate planning, and behavior.
- Is this investment advice?
- Not yet. Augent Wealth is in development and this site describes what we are building. Nothing here is investment, legal, or tax advice. Personalized advice will only be offered if and when the appropriate regulatory registrations are in place — we consider that table stakes, not paperwork.
- How do you handle my data?
- Read-only access, encryption in transit and at rest, and a strict rule: your data is never sold and never used to train AI models. You will be able to start with manual or document-based input before linking anything.
- Why should I trust an AI with this?
- You shouldn't trust a chatbot with arithmetic — neither do we. Every calculation comes from deterministic, tested financial engines; the AI interprets your situation and explains the analysis. Everything it produces is recorded, sourced, and reviewable.
- What does joining the waitlist get me?
- Early access as we open the doors, founding-member pricing, and a voice in what we build first. We talk to waitlist members before we write code.
Your wealth deserves better than a slider or a sales pitch
Join the waitlist for early access and founding-member pricing — and help shape what a serious advisor should be.