In development · Early access
A serious wealth advisor for your whole financial life.
Augent Wealth is building an AI wealth advisor for people with complex finances: investments, taxes, equity compensation, property, retirement, and estate basics, across accounts, currencies, and countries. It brings the depth of a dedicated advisory firm, covering advice, implementation, and upkeep, always available, at a software price.
Early access, founding-member pricing, and a say in what we build first.
Good advice exists. Almost no one gets it.
The people who need real financial advice most, with several income streams, equity compensation, property, or retirement taking shape, are the ones the current system serves worst.
Advice is gated and episodic
Thorough planning today usually means an advisor charging around 1% of assets every year, with account minimums and one or two meetings a year. The work is valuable; the access model leaves most people out.
Software stopped at investing
Automated investing made portfolios cheap. Everything around the portfolio stayed manual: taxes, equity decisions, property, insurance, the estate, all scattered across apps, spreadsheets, and good intentions.
AI changes the economics
The substance of advice is knowledge work: understanding your full situation, applying well-established research, and staying current as life changes. That work can now be done continuously, carefully, in software.
Everything a dedicated advisor would take care of.
One advisor, responsible for the whole picture. Built for anyone whose finances have outgrown a single app, whether that is just you or a family of five.
Your complete financial picture
Every account, property, mortgage, grant, policy, and income stream in one place. Assembled once, kept current after that.
A real plan, kept alive
Retirement in whatever form you want it, education, property, liquidity: priced, funded, and updated as your life changes, with every assumption open to you.
Taxes, handled thoughtfully
Where assets live, when to realize gains and losses, equity compensation decisions, conversion windows, charitable timing. The largest controllable lever in most plans.
The estate and protection in order
Wills, beneficiary designations, guardianship, life and liability coverage. The unglamorous items with the highest cost of neglect, checked and kept in order.
Watching, all the time
Vesting dates, contribution windows, drifting allocations, concentration building up, markets testing your resolve. Noticed when they happen, raised only when they matter.
At home in more than one country
Accounts, pensions, and property across borders and currencies, held in one coherent picture instead of two half-pictures.
From advice to done.
Knowing what to do was never the hard part. Augent Wealth is built to carry advice through to completion, including the paperwork, the follow-ups, and the recurring upkeep, with you deciding how much it handles, topic by topic.
Explain
Understand your situation and options, with the trade-offs laid out and every number sourced.
Prepare
The work set up and ready: numbers run, forms filled in, steps sequenced, deadlines tracked. You execute.
Do, with your approval
Each action carried out once you approve it: the rollover chased, the rebalance placed, the beneficiary fix confirmed with the custodian.
Handle, within limits you set
Routine upkeep handled under standing instructions you define and can change anytime: rebalancing bands, loss harvesting, contribution schedules.
You set the level for each part of your finances and move it whenever you like. Doing more for you is where the product is headed as the required registrations and integrations come in place, starting with explain and prepare.
Everything on the record.
Whatever it advises or does, your household's working document holds the trail: what was recommended, what was done, and the data, assumptions, and reasoning behind each. All of it is open to you. Change an assumption and see the plan move.
This quarter
| Done | Taxable account rebalanced under your standing authorization. | drift 4.1% → 0.6% |
| Done | 401(k) beneficiary update confirmed with the custodian. | closed |
| Found | Umbrella coverage is $1.0M against a $3.4M net worth. | $2.4M uncovered |
| Found | Funds across accounts cost 0.62%/yr; equivalent index exposure costs 0.06%. | $6,720 /yr |
Specimen record on a synthetic household, illustrating the product being built. Every figure traces to its method and editable assumptions.
Built to be worth trusting.
Grounded in the research
Recommendations follow the established evidence: portfolio theory, lifecycle finance, tax research, with citations attached. And there is nothing to sell you: no commissions, no products, no kickbacks.
AI explains. Engines compute.
Language models never do your math. Deterministic, tested financial engines produce every number; the AI's job is to understand your situation and explain the analysis.
On the record
Every analysis is recorded with the data, assumptions, and reasoning behind it. We are building to the standards of a regulated advisory firm from day one.
Built for people like these.
The professional with equity compensation. RSUs vesting, options to exercise, employer stock piling up, AMT lurking. Often planning for one, with plenty to plan for.
The founder or consultant with several income streams. Business revenue, salary, investments, uneven years, and no one looking at the whole.
The family with property and plans. A home, maybe a rental, college on the horizon, insurance bought years ago, an estate that exists mostly as a to-do item.
The pre-retiree, five to ten years out. Partial or full retirement to design, withdrawal order to get right, and pensions to fit together, sometimes across two countries.
Questions, answered plainly.
- Who is this for?
- Anyone whose finances have real complexity and who takes wealth-building seriously: a single professional with equity compensation, a consultant with several income streams, a family with property and plans, someone designing retirement. If you are past what robo-advisors and budgeting apps can handle and skeptical of paying 1% of assets every year, this is being built for you.
- Is this a trading or stock-picking app?
- No. Most long-term money belongs in boring, low-cost, diversified portfolios; that is what the evidence supports. The sophistication goes into everything around the portfolio: taxes, timing, equity compensation, retirement design, estate basics, and behavior.
- Does it only advise, or does it also act?
- The goal is both. You choose how much it handles for each part of your finances: explain only, prepare the work for you, act with your approval, or handle routine upkeep under limits you set. Acting on your behalf arrives as the required registrations and integrations are in place; explaining and preparing come first.
- Is this investment advice?
- Not yet. Augent Wealth is in development and this site describes what we are building. Nothing here is investment, legal, or tax advice. Personalized advice will only be offered if and when the appropriate regulatory registrations are in place; we consider that table stakes, not paperwork.
- How do you handle my data?
- Read-only access, encryption in transit and at rest, and a strict rule: your data is never sold and never used to train AI models. You will be able to start with manual or document-based input before linking anything.
- Why should I trust an AI with this?
- You should not trust a chatbot with arithmetic; neither do we. Every calculation comes from deterministic, tested financial engines. The AI interprets your situation and explains the analysis, and everything it produces is recorded, sourced, and reviewable.
- What does joining the waitlist get me?
- Early access as we open the doors, founding-member pricing, and a voice in what we build first. We talk to waitlist members before we write code.
Be there when the doors open.
Join the waitlist for early access and founding-member pricing. We talk with waitlist members before we write code; your situation shapes what gets built first.